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Hi, I’m stuart

I lead strategy at The Zebra. In 2020 I founded Marble, the first digital wallet and rewards program for insurance (we were acquired by The Zebra).

Before that, I launched Better.com's insurance vertical.

Sometimes I make small, early stage investments, particularly if I think I can be useful.

Commentary

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12/19/2023

⚡ American Insurance Companies are Breaking Down and Screwing Millennials, Again

Millennials, as they eagerly await financial relief, are now contending with this new reality: the largest part of their inheritance — a home — will come laden with new liabilities, expenses, and probably some predatory behavior.

Commentary

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3/10/2023

⚡ The Cyber Insurance Anti-Thesis

Last summer A16Z made an incredible claim. Or more precisely, one of their many incredible claims strayed into my realm of interest.

Commentary

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1/27/2023

⚡ Insurtech's Problems Are Not Your Problems

Don’t look up. The insurance thought-leaders are circling. Insurtech valuations are plummeting, waves of layoffs are rolling, and it’s hot take season. Just kidding, it’s always hot take season for insurtech.

Writing

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2/8/2022

⚡ Who will be Sears?

From the “seventh wonder” of the business world and largest retailer in the US, to bankruptcy and cautionary tale — the shadow of Sears looms large for any incumbency.

Writing

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1/11/2022

⚡ Some Detailed Insurtech Predictions for 2022 (and what I think I'll mute on Twitter this year)

I’m going to make some insurance predictions for 2022. I’ve got three predictions for insurance in 2022, and I’m going to try to make each one specific. Also, a few thoughts on words I think I'll be muting on Twitter in 2022.

Commentary

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12/10/2021

🎙️ On the Horn with Paraag Sarva

I first chatted with Paraag a few years ago, right as I was taking the earliest baby steps in building Marble. So it was an incredible joy to get to spend some more time with him a few years later! Check out the episode on Spotify here!

Commentary

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11/20/2021

🎙️ 11:FS Insurtech Insider: Making insurance more dynamic and less reactive

I was thrilled to be able to join Benjamin Ensor, David M. Brear, and Victoria Roberts for a fantastic conversation. We talked new business models! Marble! Old business models!

Writing

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11/17/2021

⚡ How to Launch Pilots and Influence Founders.

How to Launch Pilots and Influence Founders is more than just a play on the Carnegie title (but it is also absolutely that). It is, I think, a fair framing of the stakes at play, both for Corporate Venture Capital teams, and large insurance institutions generally.

Commentary

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10/19/2021

🎙️ The Leadership in Insurance Podcast with Alex Bond

This was a wonderful chat with Alex from FinPro, covering everything from Marble's founding story to the continuous effort it takes to build an expert start-up team.

Writing

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9/17/2021

⚡ Embedded insurance — the clicks just get more complicated

Is embedded insurance the sure thing that will “reshape” insurance distribution? Dear Reader, it's complicated.

Commentary

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9/7/2021

🎙️ InsurTechTalk with Gilad Shai

Had a wonderful and wide ranging chat about the state of insurtech, innovation, and Marble with Gilad Shai.

Commentary

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8/4/2021

🎙️ The Attachment Point News Roundtable with Broker Brett

I had a great time chatting about Marble with Brett Fulmer, "Broker Brett," for The Attachment Point Roundtable.

Commentary

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5/27/2021

💬 Digital Insurance Op-Ed: The case for insurance loyalty programs

If the ten largest auto insurers in the US pooled their 2019 marketing budgets and paid that money out directly to all U.S. drivers, how much would they each take home?

Commentary

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3/3/2021

💬 Digital Insurance Op-Ed: Insurance innovation means more than distribution

What does the average insurance customers have to show for all the billions recently invested in insurtech? Not too much to be excited about, yet.

Press

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2/10/2021

🗞️ Announcing Marble's seed round

We announced Marble's seed round in early 2021 — a super exciting milestone!

Writing

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8/27/2020

💸 Investing, a bit

I sometimes invest in early stage companies. Specifically, I try invest in early stage companies where I think I can help by sharing my network or my previous mistakes.‍